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15 Things to Know
15 Things Every Buyer Should Know Before Purchasing
1. Real Estate Expertise
We are the experts; we are familiar with the neighborhoods you want to live in. We sell over 300 properties every year. We know the market and the inventory available at all times.
2. The Power of a Team
Working with our team helps ensure that the transaction will be handled smoothly. We have highly-trained specialists who monitor and take care of all aspects of the home buying process.
3. Expert Negotiation
Whether in a “seller’s market” or "buyer's market" set your sights on the right house for you and then let us help you negotiate the best price and terms. You can buy a “good” home or find a “good” deal – but usually not both.
4. Get Pre-Approval
A pre-approved financing program will actually approve you for a specific loan amount. This will give you and the seller confidence in your offer and will help when negotiating with the seller or against another buyer if you are competing with another buyer's offer.
5. Financial Insights
We can provide you financial information about home buying that will give you a distinct advantage in making the right financial decisions and the right offer.
6. Loan Preparation
We can provide you with a list of items you will need to make a loan application so you will be ready when you meet with a lender.
7. View Any Home
We can show you ANY home whether it is listed with another company, a builder, or even a For Sale By Owner.
8. For Sale By Owner Homes
Working with us to purchase a For Sale By Owner is advantageous because someone will be looking out for your best interests.
9. The Importance of Inspections
The right to conduct a property inspection, which we included in your purchase agreement, gives you the ability to negotiate with the seller once you know all the facts about the property’s condition.
10. Home Owner Protection
A Home Protection Plan can provide coverage for selected items such as central heat and interior plumbing, built-in appliances and many other items. If the seller is not providing this coverage, you can purchase it yourself.
11. Tax Advantages
Property taxes and qualified home interest are deductible on an individual’s federal income tax return.
12. A Safe Investment
Many times a home is the largest asset an individual has and is considered one of the safest investments available.
13. Capital Gain Taxes
A homeowner can exclude up to $500,000 of capital gain if married, filing jointly or up to $250,000 if single or filing separately. The home must have been the taxpayer’s principal residence for the previous two years.
14. Mortgages
A portion of each amortized mortgage payment goes toward principal, which is an investment.
15. Enjoy Your Investment
A home is one of the few investments you can enjoy by living in it!
